Over limit fee
For each day that a transaction is debited from a customer’s Transaction Account that results in your Transaction Account being drawn beyond its available balance, a fee of $12.50 will apply.
Interest on Over Limit Balances
If your Transaction Account is overdrawn, default interest will apply on the amount that exceeds the available balance at a rate of 19.99%
Direct Debit Dishonour Fee
Where a direct debit on your Transaction Account is rejected due to insufficient funds in your account, a Dishonour Fee of $12.50 will apply.
Cheque Deposit Dishonour Fee
Where a cheque is deposited to your Transaction Account that cannot be honoured due to insufficient funds in the drawer’s account, a fee of $12.50 may apply.